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Fossil is quitting smartwatches
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this post was submitted on 27 Jan 2024
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Is there really any functional difference which backend is providing that virtual card number? I have never seen a terminal anywhere that A) supported contactless in the first place, but B) did not work with the Garmin Pay feature of my Fenix 6. Even out in the sticks. Not-a-one.
The difference is in the bank support. All contactless terminals support all NFC payment providers. But banks don't. Each bank chooses with which services to integrate, and this part is not standardized so it requires some investment on the bank side.