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this post was submitted on 01 Feb 2024
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My wife was just notified that her 6 figure student loan was forgiven. We're still dazed and not sure it's real, or that it won't be overturned later.
She has been paying it for 20 years, fell for one of those refinancing scams that John Oliver did a segment on, where she was yelling "that's what they told me!!" the whole time. It seems impossible, but after 20 years of minimum payments without fail, $1400/mo at times, she still had well over 100k in student debt (phd).
We figured the refinancing into the wrong loan would disqualify her. We thought if she did get some relief, it would be 10-20k, which isn't nothing, but wouldn't change much.
And now it's wiped clean.
This is what relief feels like. We just signed a one year lease, but we'll be in a much better position to buy at the end of the lease (market permitting).
This is what the Republicans want to take away from the working class, so they can give the mega rich more tax breaks.
I'm so happy for you guys! I hope it sticks ❤️
I hope your life together only gets better from here. Remember how it was for you and that there will always be others who deserve help as well.
Hell yeah. Congrats bro. You two deserve it. Everyone in a similar situation does.
This can't be repeated enough. You paid heavily for 20 years into a predatory loan, and they think you should continue paying heavily with no end date in sight.
Congrats. That must be extremely relieving. I know my wife's student debt brought her an insane amount of anxiety. We ended up rolling it into our mortgage when we refinanced. She had been paying it for over a decade and it was not paid down at all. She was debating not rolling it into our mortgage on the campaign promise of student loan forgiveness but I had zero trust that a divided congress would pass anything and was certain Republicans would do everything they could to block any unilateral attempt by Biden.