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The numbers will determine your fate
(lemmy.world)
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this post was submitted on 15 Feb 2024
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This. Average age of active credit accounts went down thus drop. Same thing happened to me
This is part of why getting credit cards early (if you're capable of being responsible with them) is so important. All my oldest credit lines are credit cards (I have 4 of them), so any future loans will be taking my average credit line down instead of up. As a result I'll always have those old credit lines and my score will only go up when I pay things off completely.
This right here is the way. Just gotta be cautious.