I used to like multiplayer a lot more than I do now and there are two main reasons why I don't like it very much anymore:

1. The games themselves all use developer owned servers that are not moderated except by hard coded rules handled by the software. It's not good enough to get rid of actual problem players and can be exploited to make things even worse by those same problem players.
2. All I ever hear coming through the mic are sexist, racist and homophobic comments from children who's voices are like nails on a chalkboard.

These days my primary multiplayer game is Elden Ring. No chat system (except on PS5 for some reason) and all I do is invade people to act like a mini boss.