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My plan is to crumble with it.
(lemmy.world)
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this post was submitted on 05 Mar 2024
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Retirement being supported through taxes rather than individuals choosing to save would be far better. It's wealth based so people who can afford to save for retirement are already doing it by default, and people who make an egregious amount of money are taxed so those who can't afford to save for retirement aren't left to rot.
Same concept as other social services, really. Having the means for basic survival should be guaranteed by society, especially for people who can't support themselves.
Fair, but I think there should be a personal responsibility component. Not as big as it is now, but some.
Like, UBI, I agree sounds like a good idea. But also if people want a better retirement than the bare minimum, they should save more during their working days.
Are you wealthy? Like really, really wealthy?
Im talking multiple properties owned and owning a successful business kind of wealthy.
If not the “personal responsibility” phrase was invented to dupe people just like you.
What part of letting the elderly rot, starve and suffer because they didn’t make the “right” choices sounds good and moral to you?
I said a component, not the whole thing. Right now there's waaaay too much "personal responsibility". I've already said I'm in favor of universal basic income. I just think people also need some incentive to save. Or to increase earnings.