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Description:
Text on white background, which reads, "Your single family home has a 2 car garage right? Let's say you rent it out to a tenant right? Do you guys let the tenant park the vehicles inside the garage? Like I know it's meant for that but what if they hit your house and don't tell you? How do you go about this?"
Isn't the reasonable answer writing in damages fees into the contract, and then having photo documentation of various areas before the move in? That seems like it would be both reasonable and enforceable in most locations.
I suppose the real best answer for a would-be rental situation is to ask a local lawyer instead of Facebook.
That is for the insurance company to demand from the landlord that should cover certain scenarios, not for the renter to foot the bill on. It's as if insurance exists for a reason. This is not a solution, it's just penny pinching douchebaggery.