Yep. A couple years ago I crossed the 6 figure threshold, which is what I was always told growing up was “good money”. But when you factor in inflation + living in a HCOL area, it doesn’t go nearly that far. I’m mostly comfortable and able to save but that’s because I save/invest religiously and also don’t make large purchases. There is 0 chance I could afford a kid right now.

And I’m not trying to say I have it the worst, I recognize the privilege I do have making as much as I do/how much less financial stress I have compared to previously. But man, 6 figures was so hyped up as a kid and it just doesn’t have the purchasing power it used to.

In my early 30s - spent my 20s saving, only went on holidays twice in the past 10 years (and one of those times was a trip to Japan - ironic), and am considered a high earner in my field.

...the idea of buying a nice house that I enjoy, in an area that isn't depressing, is so far off it's almost a joke.

Kids? The very idea seems laughable to me.