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submitted 7 months ago by ickplant@lemmy.world to c/memes@sopuli.xyz
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[-] possiblylinux127@lemmy.zip 12 points 7 months ago

You should have an emergency fund. You never know when something bad will happen. For all you know your house could get bulldozed or you car could get damaged by something the insurance doesn't cover

[-] Semi_Hemi_Demigod@lemmy.world 25 points 7 months ago

That's my problem: I start saving and then suddenly I have a huge expense and I need to empty out my savings. Happens at least every six months.

[-] PhilipJFryJr@lemmy.ml 33 points 7 months ago

I'd argue that's proof of your emergency fund working! You were able to save enough money to cover an unexpected expense/emergency without having to go into credit card debt.

Kudos! You should feel proud of yourself!

[-] GBU_28@lemm.ee 18 points 7 months ago

It sounds like you built and then benefitted from an emergency fund. Nice!

[-] tyler@programming.dev 11 points 7 months ago

That means it’s working. You’re doing exactly what you need to and it’s absolutely paying off!

[-] CliveRosfield@lemmy.world 7 points 7 months ago

I agree with the others, you sound like the type of person that the emergency fund is designed for.

[-] possiblylinux127@lemmy.zip 1 points 7 months ago

Well I guess you could cut costs. I don't know I'm not a financial advisor

[-] Semi_Hemi_Demigod@lemmy.world 10 points 7 months ago

I cook at home mostly, I don't go on vacations, my cars are both at least 8 years old, and I live in a low COL area.

I guess I could kill one of my children but I don't think that would make economic sense.

[-] rockSlayer@lemmy.world 11 points 7 months ago

You're right. Have your smartest kid set up a Minecraft smp server that has microtransactions

[-] possiblylinux127@lemmy.zip 4 points 7 months ago

Or become a Ticktok star. All you need to do is confidently say made up facts

[-] guyrocket@kbin.social 4 points 7 months ago

You're right.

It WOULD make economic sense to sell those kids into slavery.

Why not profit from those rug rats?

[-] NewNewAccount@lemmy.world 3 points 7 months ago

This sounds obvious/rude, but have you tried making more money?

[-] Harbinger01173430@lemmy.world 0 points 7 months ago

What happens if I don't own a car or house :(

[-] possiblylinux127@lemmy.zip 2 points 7 months ago

Well you still should have some sort of emergency fund

[-] XTL@sopuli.xyz 1 points 7 months ago

You'll save a bundle. Cars and houses cost a fortune to keep.

this post was submitted on 30 Mar 2024
846 points (97.3% liked)

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