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I just got a bill for a Wayfair credit card that was issued by Citi bank that I did not apply for. I never even shopped on that website.

I tried contacting both Citi bank and Wayfair, but since I don't have the full account number, I couldn't get past Citi's automated phone menu.

Wayfair's phone system was a fucking nightmare getting transferred to various departments, but eventually transferred me to a foreign call center where they insisted that they needed my social security number and birth date to file a report, but I'm not giving them that.

The best thing is that the scammer managed to get a higher credit limit than I was able to get on my own card.

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[-] intensely_human@lemm.ee 3 points 7 months ago

Why can’t a scammer who can get your credit report, also unlock your credit?

[-] LifeOfChance@lemmy.world 6 points 7 months ago

There is a randomly generated password you get when you freeze it. DONT LOSE IT!! Its a bitch to recover if you do. One of them gives you a list of like 25 different ones you can use (you just type one of the 25 from the list)

[-] intensely_human@lemm.ee 6 points 7 months ago

Fascinating. After tens of thousands of years, the financial system discovers passwords.

this post was submitted on 01 Apr 2024
198 points (97.6% liked)

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