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What is something that is completely legal that should be illegal?
(midwest.social)
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this post was submitted on 04 Apr 2024
137 points (96.6% liked)
Asklemmy
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payday loans
I've heard the argument that if those were illegal, loan sharks would just take their place. And they tend to be worse.
And then if those were illegal, actual sharks would take their place. And they are way worse.
yeah well why not have state licensed hit men then
They're licensed at the county level.
You know what would be really funny? Starting a payday loan business that isn't as nightmarishly exploitative just to upset the industry.
The sad thing is that the rates would still be pretty high just to cover the risk. People dont get a payday loan because everything is going fine for them financially.