I'm in the same boat, I have two grocery stores, three gas stations, a bank, several fast food/take out restaurants, a Home Depot, a pharmacy, and several walking trails, all within about a 10-15 minute walk from my house. Also live in suburbia, and would like to get a bike this summer to start cutting out driving.

Can't eliminate most of my driving though, I work about 30 minutes from home for a general contractor, and public transport would require me to leave my dog alone for over 12 hours a day, which just isn't an option.