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this post was submitted on 27 Jul 2023
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It got a lot worse in 2008. The federal government shutdown about a third of the banks for not being big enough and with the drop in market competition they started slapping fees on everything.
Never forget what the economists took from us.
ATM fees in the US have been a thing since ATMs have been a thing. It's not new and didn't start in the great recession.
And what do you mean by the government shutting down banks? Banks were killing themselves by doing dirty financial tricks and approving garbage loans and playing hot potato amongst each other with them.
Stress tests. Go read up on it. About 1/3 of banks, almost all midtier, were shutdown by the US government after the crisis has passed. Leaving places like Goldman (which caused the problem to begin with) with less competition. There are less baking companies in the US now then in 2007.