A lot of disabled people are seen as fundamentally inhuman when all they're missing is a hand, or foot, or just can't sit on their legs for more than a couple hours, so imagine how it must feel to live your life in a little motorised chair that you control with your tongue because it would be either an untenable strain on your hands or simply, you no longer have the motor control to do so. Once you become quadriplegic, most people's good will and compassion run out very quickly and your life becomes limited to a very small amount of friends and family you become completely dependent on for most everything.

With the exception of chancers and hucksters, who, as above, see you as fundamentally inhuman so they will have no qualms about using you as mince meat for whatever scam product they have lined up. However, that's a lot more attention than everyone else gives you, and, at a point, you might have given up on life so completely that knowing full well the offer is a scam, you're hanging on the hope it somehow backfires and actually works. And if it doesn't, and it kills you? You might be past the point of caring when you accept it.

This isn't a used jetsky salesman that got the bazinga chip so he could crunch spreadsheets while banging hookers. It's someone who wants some really basic human decency back and sadly fell into the hands of the most divorced man on earth and his scam chip company. This whole reply isn't to chide you, it's just trying to offer context on how the more desperate you are, the more likely you are to fall for stupid scams. And that makes you the victim.

After all, desperate people fall on the hands of predatory lenders and horrible working conditions, and our immediate reply isn't to tell them "what are you, stupid, what did you expect?"