Bilt is backed by Wells Fargo I'm pretty sure.

I just threw up in my mouth a little.

Surely those raging asshole scammers (in leadership) at Wells Fargo wouldn't back an untrustworthy organization. (This was sarcasm. I believe they have before, and will again.)

On getting points for rent, you'll find that many law abiding organizations don't allow it, under debt swap laws.

Using points to encourage people to put a large critical expense such as rent, on a high interest rate credit card - is (correctly) considered unacceptably predatory, even in most modern capitalist dystopias.

My recommendation is be very alarmed, and flee from this plan.

I'd email it as an attachment.

In Australia the local post office has fax facilities.

First Union, which was bought by Wachovia, which was bought by Wells Fargo was my first bank account. Sometime around 2009, it came out that they were doing some pretty shady shit along with going out of their way to fuck their customers out of money by posting their purchases in a way that would maximize fees. It was a blatant dickhead move. I immediately closed my account with them and will never go back.