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Can I refuse MS Authenticator?
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I mean the only real issue I see with this is that they require people to use their personal phones for this. Should not mix work and private data, and this should be in the interest of the corp, too. As in, issue work phones!
From a practical PoV - most people have their phone on them all the time. A work phone or a physical token can (and will) get forgotten, a personal phone much less.
Yeah but legally it's a bit more iffy once something gets breached and then it turns out that no, private phones are not covered by the stuff you signed for work security (because they usually cannot be, rather most written stuff explicitly forbids people from using their private phones for stuff like this, even in company who expect workers to do it).