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Americans shrug over falling birthrate
(www.newsweek.com)
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this post was submitted on 30 May 2024
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I keep hearing stories about falling birth rates, USA, Japan, South Korea, Australia, and on and on.
The articles often pose many questions about why younger generations dont seem to care about having kids, but very few articles actually say the real reasons:
The first one is the main reason we could afford to have kids.
We were able to buy our first house because of three things. First the housing market crash in 2008-9. My wife's car was totaled by a rich bitch in a Mercedes. Our rented duplex was robbed and we had renters insurance. The combination of insurance payments and cheaper prices allowed us to purchase our first home.
My house payment hasn't changed since 2009. It made up 36% of our take-home income then. Today it makes up less than 11%. I pay less per month than it costs to rent a 1 bedroom apartment in my area.
The older I get the more I see that landlords are a parasite on society. They extract huge amounts of wealth from the suffering of others.
I bought an old home in ~2016, I'm 100% conditionally with the VA so was looking at fitting expenses to my budget. After recently upping my payment to pay it off for my 50th bday (36 now) its only $600/mo. $632 or something right now cause insurance sucks at the moment.
Ive watched as people have gone from happy for me, to jokingly jealous, to jealous, to cranky jealous, to "I'm going to off you and steal your identity." 🤣
This market sucks and we HAVE to get institutional investors out of housing. We HAVE to start building. In order to do that, we HAVE to stop this cultural bullshit of housing being the prime investment/retirement vehicle for Americans.
Totally jealous, but I'm happy for you. I'm glad you get to own a home.
The real reason is more educated people worry to much, and less educated people just go for it.
A lot of women I meet dating think there is no point to having a kid unless you can you are a 8 figure millionaire. it's absurd to me, since i grew up on a family income of like 30K.
After having a kid, I can confirm younger is better. 5 years ago would have gave me a lot more energy, and not significantly less money.
Too much? 🤣
They have 17 kids.
education and healthcare costs too
Also, wouldn't increasing the population cause more inflation. Like if you look at Japans decline in Japanese born citizens it overlaps with the "lost years" of economic growth, which was a surprisingly stable period where depreciation ruled the economy... Prices for every day items were stable for decades on end.
A big one is that pregnancy and child birth SUUUUUCK. Women finally have the ability to avoid it entirely, and I don't blame them.
Honestly I don't think that's the biggest factor. I think a lot more people would be willing to go through the process of having kids, if they felt financially stable enough to properly care for them afterwards.