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How is everyone handling the 2FA requirement for GitHub?
(docs.github.com)
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2FA is for people who don't know how to use randomized passwords for every site
Brilliant. Until that website's unsalted pw database is downloaded through a SQL injection.
Use both. You're not smarter than security professionals.
So yes, it is slightly better, but in practice that difference probably doesn't matter. If you use U2F then you may have a meaningful security increase but IMHO U2F is not practical to use on every site due to basically being impossible to manage credentials.
So yes, it is better. But for me using random passwords and a password manager it isn't worth the bother.
Called it
The day your machine is compromised is also the day ALL your passwords get stolen.