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54% of Gen Z Shoppers Use Pay Later Plans to Buy Groceries
(www.pymnts.com)
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this post was submitted on 02 Jun 2024
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They are, but with a lower interest rate than pay later plans.
Klarna is fee free
Edit: Karma to Klarna, fucking autocorrect
There's quite a few that just split it in 4 payments with no interest. And typically don't need very good credit at all.