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54% of Gen Z Shoppers Use Pay Later Plans to Buy Groceries
(www.pymnts.com)
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Financialization is generally something that happens in the stage right before a society largely collapses, historically.
Its a huge contributor to wealth inequality.
It all works until it doesn't.
But yeah, thanks for adding those other popular after pay systems I forgot!
Oh for sure it's a super unstable bad idea but it works really well for a short time for those at the top. We really are just riding that edge out of hubris from those in charge.