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54% of Gen Z Shoppers Use Pay Later Plans to Buy Groceries
(www.pymnts.com)
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this post was submitted on 02 Jun 2024
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A Boring Dystopia
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Klarna etc. It's like a credit card but for people who aren't allowed credit cards, and it doesn't show up on your credit reports.
Which is a terrible idea. Lending limits are so you don't get in over your head, they're not some scam to keep poor people poor. Poor people are already poor. Corporations would cheerfully lend to you until you can pay no more, and then sell you for parts.
Klarna does appear on credit reports, at least here in Australia.