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54% of Gen Z Shoppers Use Pay Later Plans to Buy Groceries
(www.pymnts.com)
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this post was submitted on 02 Jun 2024
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A Boring Dystopia
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Common myth. You do not need to pay interest ever to have good credit. Your accounts should show activity, ie your balance on your statement should be non-zero, but you can pay off that entire balance (and thereby pay no interest) and still improve your score.