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54% of Gen Z Shoppers Use Pay Later Plans to Buy Groceries
(www.pymnts.com)
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this post was submitted on 02 Jun 2024
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A Boring Dystopia
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Yep, a debit card dispute is a "you" problem. A credit card dispute is the banks problem.
Ideally, a low limit credit card to facilitate transactions and buffer the responsibility of disputing charges is what they are best at. I feel like when banks just raise your limit for being a good customer is them trying to trick you into debt and fees.