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Steam DLC unlocker SmokeAPI is now being blocked by Valve and could result in a VAC ban or locked account.
(sh.itjust.works)
Looks like CreamAPI is not affected. Looks like a Paradox games fan's worst nightmare.
Well if you're talking about a charge back on a cc they might get mad but I've refunded 10's of games through steams refund page with no problems over the years. Some people even treat the 2 hrs within 2 weeks as a trial period for games to test them out.