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Advice needed on buying a personal boat
(lemm.ee)
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Start with getting some experience before considering buying a boat. Not only can you lose your investment, but your life. Job a club, take lessons, make friends at the local yacht club, volunteer as crew. Requirements for being a skipper vary quite a bit between countries. Some let anyone go up to a certain size, others require certifications even for small dinghies.
The bigger the boat, the harder it is too both manoeuvre and maintain.
Do you want something small that you can roll into the water on a ramp when you use it?
Do you want something big enough that requires a crane to get in the water? Prepare to spend a week cleaning, sanding, polishing, waxing and applying new anti-foul yearly.