[UK] I carry phone and keys. I pay for everything with my phone. Twerking on street corners as a Gen X for cash isn't profitable anymore.

If I know I need ID, eg. Costco, I have my old fashioned wallet in my jacket pocket. I keep meaning to set up the Costco ID on my phone. Doesn't happen.

The number of times I open or reach for my wallet is maybe twice a month. Frigging barber still wants to be paid in cash, and all the 20th century banks and their ATMs are closing .. [so now they have 20th century tech and no way to interact efficiently with the public. Haha!].

I'm very increasingly anarchist as I get into my sixth decade - UK 2020s feels like 1970s again so screw the useless thieving politicians - so I should be actively pro-cash but I'm actually more pro-crypto pro-barter (especially pro barter) in the real world. Long ago l learned that if I have physical cash, I piss it up the wall, but I'm careful with credit card cash. No idea why. I never have more than £30 in notes on me; that's enough money to buy a Costa coffee for you yanks.

Sadly, that means I can't give cash to the odd homeless. Not too many homeless with contactless readers. Maybe that'll be rabbit-in-headlights Kier's big thing: contactless readers for the destitute veterans that the armed services and government abandoned (I came of age around Falkland conflict).