That depends on how easy it is to deal with the explosion when it happens. The issue with lithium-ion is that they can't just be smothered like an ICE fire, so there's really nothing you can do once it starts. Also, ICEs don't spontaneously catch fire when parked in your garage, they tend to catch fire when you're driving, which means you're immediately aware when it starts to happen.

An EV catching fire while it charges at night is extra scary because I'm likely to be asleep, and therefore I'll have a smaller chance to react properly (especially if I need to run up/down stairs to round up small children). So even if it's less likely, it's potentially worse because I'm less likely to be able to get away from it safely.

I don't know much about what a practical hydrogen failure looks like, but my understanding is that it's quite violent. But maybe they have controls around that now, idk.