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What isn't illegal but should be?
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For-profit healthcare.
For-profit insurance too.
I'd qualify that as for-profit mandatory insurance.
Canpt get a mortgage without home insurance. Canpt drive a vehicle without at least liability. Those rates should be strictly government regulated to be sustainable and non-profit.
But if you want to insure your collection if priceless Whitworth wrenches, well maybe I care a bit (Just a bit!) less about insurance gouging.
Not sure Rick when one can insure a hole in one is just a business decision.
But I get it health housing and catastrophic losses could be better monitored and regulated.
I'd go further and ringfence all the basic needs so that you can't profit from providing them, just make enough to live off if needs be.