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this post was submitted on 01 Aug 2024
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The cheapest place to get a ~1-2 year loan would most likely be:
Credit transfer promo at 0%(they get you with the transfer fee usually 2% these days.) and 6m terms.
HELOC assuming they have equity for that.
Shopping around for LoC's. Some places have way higher rates then others. For example my Scotia LoC used to be like 30k at 6.5% and TD was 11k at 11.75%. Also keep in mind that each LoC will most likely require credit checks.