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this post was submitted on 06 Aug 2023
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of course credit scores are made up, you don't find those in nature, but for millions of people it affects where they can get a place to rent and if they get hired
If everyone has a low credit score, no one has a low credit score.
Source: I have a relative who is a landlord that had to start renting to people with low credit because he couldn't find an applicant that meets his "credit requirement".