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this post was submitted on 06 Aug 2023
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In my experience, they sell the debt to a collection agency and you start getting nasty phone calls. That, on top of the other stuff you would expect like credit history hits. These charges I got insurance to figure out they were bogus, like billed for receiving treatments my grandmother never got, medications never administered, you name it. Took a lot of phone calls and getting a lawyer though. The whole system is irredeemable.
at least where I am in texas, they tell you what it will cost before you go. When I was in utah, I asked them beforehand what it would cost and they said it would be impossible to know until after the procedure was done. The front desk person said even they weren't even allowed to know the prices beforehand.
Which not all hospitals are following... The fine for breaking the law is less then the "competitive advantage" of screwing over consumers.
https://www.healthaffairs.org/content/forefront/hospital-and-insurer-price-transparency-rules-now-effect-but-compliance-still-far-away
good to know. yeah, it didn't seem like the kind of thing for texas to do on its own.