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this post was submitted on 06 Aug 2023
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OH MY GOD THEY CALL YOU. THE HORROR! WHATEVER WILL I DO?
Seriously, though, who cares? All you gotta do is not pick up the phone. If you're younger than 40, you're not answering calls from random numbers anyway. So they ding your credit. Big freakin' deal. Credit scores are pointless since none of us can afford to use credit anyway. And it all goes away after 7 years, like it never happened.
The only people who agree to pay hospital bills they can't afford are suckers.
This comment is so out of touch that it sounds like you're drowning in a swimming pool of gold wtf.
I can barely afford regular-ass doctor's appointments and my monthly meds. My credit score and abysmal income literally defines where I can rent an apartment, and that's why my commute is over 40 minutes via highway without traffic.
If I go to the hospital and it's not worker's comp, I'm SUPER DUPER FUCKED, and I know that's a pretty typical situation.
Grow the fuck up.
Medical debt will ruin a person's credit record, denying them access to housing and even some employment. It absolutely does matter and is not trivial.
He was down voted, because he told the horrifying truth.
The latest version of FICO doesn't even account for medical debt under a certain amount.
If enough people just stopped paying, the whole thing would collapse. But there's always someone who gets scared and pays up.