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submitted 3 months ago by Yuritopiaposadism@hexbear.net to c/urbanism@hexbear.net

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[-] hypercracker@hexbear.net 96 points 3 months ago

Your mortgage broker and realtor in a race to sell every scrap of PII they have about you to every scammer under the sun

[-] nothx@hexbear.net 58 points 3 months ago

Just purchased a house, I totally believe this is happening now.

[-] SchillMenaker@hexbear.net 51 points 3 months ago

Our info is so insecure that the public records associated with recording a deed are more than enough for the floodgates to open up.

[-] nothx@hexbear.net 22 points 3 months ago

Makes me want to start an anarchist commune with no electricity.

[-] Nakoichi@hexbear.net 9 points 2 months ago

I have a certain set of skills.... just sayin.

[-] invalidusernamelol@hexbear.net 10 points 2 months ago

You can literally pull up every bit of information you need on someone directly in a map on a county portal if they own a home.

Including all publicly filed documents like divorce, alimony, marriage, etc.

It's nice that there's some amount of public information, but it sucks that it's basically just normal people because the rich don't have to put PII on their filings and can use fake companies.

[-] SchillMenaker@hexbear.net 5 points 2 months ago

Public records are good, being able to buy any individual's cell phone number and email and incessantly marketing to them just from knowing their name is bad.

[-] KoboldKomrade@hexbear.net 32 points 3 months ago

Some stuff might be publicly available because FOIA and "Sunshine Laws" (is that a term used outside of Florida?) are mostly about ruining all privacy.

You can google my name (Somewhat unique, at least in America) and see exactly where I used to live and my party affiliation because some boomer takes all the voter registration records and makes them public and google indexed.

[-] nothx@hexbear.net 24 points 3 months ago

I never understood why it’s so public. Why does everyone in the world need to be able to lookup my address just cuz I own it?

[-] hungrybread@hexbear.net 16 points 3 months ago

Oh, this 100% happens. I've been getting texts and calls fopre-approval about 6 different area codes since applying for preapproval.

[-] nothx@hexbear.net 9 points 2 months ago

Once you complete the purchase you will start getting fake letters about you already being delinquent on your mortgage lol.

Good luck all the same though!

[-] hungrybread@hexbear.net 5 points 2 months ago

Oof, thanks for the heads up!

[-] nothx@hexbear.net 4 points 2 months ago

No problem! While I'm at it, I should also warn you that your mortgage will probably be sold off to another lender almost immediately. So, one of those letters wont be fake, it will be a notification of the mortgage changing hands.

It's such a sham of a process, but good luck, it's worth it to own your own 4 walls.