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just realized how wild it is you can be liable for the cost of an ambulance somebody else calls for you (hexbear.net)

submitted 2 months ago by AmericaDelendaEst@hexbear.net to c/chapotraphouse@hexbear.net

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Like you're presumably unconscious and at no point ever consent to be liable for the cost, and yet people get billed. It's like if someone just came and did a bunch of work on your house when you were asleep and then sent you a bill.

Like, just wack. It's like if you passed out in Walmart and an employee put a cell phone in your pocket, took your money, then gave you a receipt, and people were like "hmm yes that's legit"

America must be destroyed

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[-] TheDoctor@hexbear.net 35 points 2 months ago

Here’s another one. An involuntary 72 hour psychiatric hold costs, on average, over $2,000 without insurance. And it can go a lot higher than that depending on where you go.

[-] AmericaDelendaEst@hexbear.net 31 points 2 months ago* (last edited 2 months ago)

i don't understand how anyone could not think about that and think "wow, that in and of itself must be incredibly psychologically traumatic" like jfc

America must be destroyed

[-] TheDoctor@hexbear.net 30 points 2 months ago

Getting the bill is one thing. Getting it sent to collections and getting the harassing phone calls is another.

[-] anonochronomus@hexbear.net 6 points 2 months ago

A couple days ago I told a debt collector from a hospital I was dead.

[-] Rivalarrival@lemmy.today 3 points 2 months ago

If it was an involuntary hold, keep directing their billing and collection efforts to the entity that initiated the hold.

[-] VILenin@hexbear.net 21 points 2 months ago* (last edited 2 months ago)

Amerikkkan psychiatric/psychological “healthcare” isn’t about helping people, it’s about punishing them for “acting out”

[-] Rivalarrival@lemmy.today 19 points 2 months ago* (last edited 2 months ago)

Technically, that's a "voluntary" commitment, with the cops "escorting" you to the facility. Medical facilities cannot actually compel you to pay such involuntary "services" unless you allow it. Of course, it's pretty easy to inadvertantly "allow" it...

If you are ever in a situation where you're going to be held for observation, calmly and politely inform everyone who approaches you that you are being held against your will; that you will not physically resist, but you do not consent and will not otherwise cooperate with any treatment. If they ask you to get up on the bed for an examination, "You'll need to make that an order, not a question."

Definitely don't provide them with any billing information. Police will give it to them anyway, but that's on them, not you. Definitely don't give them any insurance information. If they already have insurance information on file and ask you to confirm, tell them that policy was canceled. If your insurance pays anything out for any part of your treatment, they will be coming after you for the rest.

Make sure you inform your insurance carrier that you did not have any authorized treatment during the time in question, and that any billing during that time is fraudulent and shouldn't be paid. Your insurer will love to have your approval to deny a claim.

This won't get you out of charges accrued while the ambulance and hospital are operating under presumed consent (while you are unconscious drunk, or otherwise in an altered mental state, and a reasonable person would believe you would consent to treatment if you could). But, where treatment is being forced on you by a third party, you can successfully challenge the bill.