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this post was submitted on 04 Oct 2024
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Ah so now they're a poor steward of my data as well as my money?
Yea, paypal is bad news all around
I guess most people don't know most banks have electronic funds transfer, or virtual credit cards, etc.
Ye, i dont know how it is worldwide but here in west europe paying online with your bank is just like paying with paypal. The only advantages paypal has over my bank is its return policy and it technically not directly linking the purchase with my personal info.
I havent used paypal in a while tbh...
In the US, you typically have to type in your debit/ credit card's info (the 16-digit number, the 3-digit security code, the cardholder's name, and the billing address on file with the bank) on a website in order to purchase something unless you're using PayPal, Google Pay, or something similar to that that the website supports. If you're using any of those, a pop-up usually opens asking for login info, then you select a card or bank account to use for the purchase.
I know about all of those. But so many websites only accept PayPal - especially small businesses. There's a bunch of regulatory hurdles a website doesn't have to worry about if they just have PayPal take care of everything related to payment.