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What are the most capitalist things you've heard about?
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Motorcycle airbag vests that will not work if you aren't up-to-date on the subscription payments when you have a crash...
I mean, it kind of makes some sense. Part of what they're doing is checking your location, speed, bearing, etc., and--IIRC--using cell signals for some of that. That's bandwidth, and someone has to pay for it, even if it's not very much. OTOH, Helite makes a vest that uses a tether, and that's going to work well enough in most cases.
I think that there might be some that have options to pay for it all up-front instead of having a subscription, but I'm not positive; I just rely on leather and Knox inserts.