Even the rural college town my grandma grew up in had tram lines running down the main streets in the 30's and to both colleges. If a city had more than 20,000 residents 100 years ago, they probably had a tram system that was pulled up at GM's behest.

We've still got the major line going through our town, but the spurs, what connected to the mines and factories, are all paved over. I moved across town a decade ago, and the train went by a mile away at 1am at the old place. I now wake up at 1am every night because there's no damn train. I should probably set a short, quiet, train honk alarm or something and see if that helps.