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this post was submitted on 24 Nov 2024
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I sold my house and got a condo because I was over yard work and snow blowing.
I was actually really looking into a condo/townhouse for that very reason, but when I was home searching, the high monthly HOA dues and the fact that condo prices were practically the same as a house, plus the higher interest rate vs a SFH steered me away. We’ll see, maybe in time I’ll get tired of it and do the same as you.
Yeah, I wasn't happy that the condo is at 3.25%. The HOA fee covers insurance, water, internet, garbsge, heat, cooling, etc. My individual insurance is like $200/year. By the time I added all the things I was paying in addition to PITI, it was a, wash at worst.
I purposely wasn't looking at buildings with elaborate amenities because they tend to have higher HOA.