My main question first: Is my setup incorrect or are the dimming zone based monitors really annoying in day-to-day productivity? For one, the brightness of elements on the screen change too much. I.e. the task bar and cursor brightness change drastically depending on the background, even on low settings. On the medium/high settings of backlight dimming you can clearly see the square backlight behind the cursor. Is this normal and I'm just sensitive to this?

Also general HDR question: SDR white content like documents and websites are insanely bright. Is this also normal or should I play around more with the settings? But I assume I should switch them back when I actually want to consume HDR content?

Would love to hear from someone with some experience with HDR monitors especially LCD with dimming zones.

Backstory

I'm currently upgrading my two ancient 1080p 60Hz monitors. Nowadays I do mostly productivity stuff with my monitors, especially a full-time work from home job. But I do play games occasionally, so I wanted to get something for that aspect too.

I got myself the AOC G27G3XMN because it was recommended by Monitors Unboxed as a good entry level true HDR monitor. I wouldn't mind spending more on a monitor, but OLEDs for productivity don't feel worth it to me.