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Maryland bill would force gun owners to get $300K liability insurance to wear or carry (foxbaltimore.com)

submitted 9 months ago by MicroWave@lemmy.world to c/politics@lemmy.world

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Maryland House Democrats introduced a controversial gun safety bill requiring gun owners to forfeit their ability to wear or carry without firearm liability insurance.

Introduced by Del. Terri Hill, D-Howard County, the legislation would prohibit the “wear or carry” of a gun anywhere in the state unless the individual has obtained a liability insurance policy of at least $300,000.

"A person may not wear or carry a firearm unless the person has obtained and it covered by liability insurance issued by an insurer authorized to do business in the State under the Insurance Article to cover claims for property damage, bodily injury, or death arising from an accident resulting from the person’s use or storage of a firearm or up to $300,000 for damages arising from the same incident, in addition to interest and costs,” the proposed Maryland legislation reads.

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[-] Grass@sh.itjust.works 7 points 9 months ago* (last edited 9 months ago)

Imagine living in a place where owning a gun isn't the real controversy, and this isn't already a law...

Literally the only gun I want right now is in the VR game pistol whip. It also get me exercising.

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[-] Blackmist@feddit.uk 6 points 9 months ago

That's hilariously low.

I've got £2,000,000 liability on my pet insurance. And she's got about 4 teeth left.

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[-] Harbinger01173430@lemmy.world 6 points 9 months ago

So, this only applies to firearms, right? Can I circumvent this by owning a bow, crossbow, sword or one of the cool experimental coil//plasma/laser guns instead? /S

[-] ArcaneSlime@lemmy.dbzer0.com 5 points 9 months ago

Or a black powder pistol. Don't mind me or my belt full of three Colt Navy 1851s. Guess I gotta start chewing so I can spit like Josey too.

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[-] Dead_or_Alive@lemmy.world 5 points 9 months ago

I’m only for this if they make law enforcement and government agencies get the same liability insurance to carry as well.

[-] doingless@lemmy.world 5 points 9 months ago

You know it would be paid by our taxes not our of their pockets. And cops would raise the rates for everyone. They shoot far more people than regular law abiding gun owners per capita. Most murders are committed by unlawful owners who wouldn't carry insurance anyway, so the insurance wouldn't pay out most of the time. If this passes I bet it gets stricken down.

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[-] NounsAndWords@lemmy.world 5 points 9 months ago

I appreciate the concept, but is $300,000 enough to actually cover the cost of damages? Guns generally seem like the sort of thing where accidents either cause minimal or catastrophic damage with not much in between.

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[-] A_Random_Idiot@lemmy.world 5 points 9 months ago* (last edited 9 months ago)

I believe in this wholeheartedly

but it'lll never pass, and even if it does, it'll never withstand a trial challenge.. because of the bolded part below.

A well regulated Militia being necessary to the security of a free State, the right of the people to keep and bear Arms, shall not be infringed

edit And just so lemmy doesnt crawl up my ass about it, I am not an ammosexual, I'm quoting the 2nd amendment for its relevance here on how this bill wont stand, not because I'm a red hat wearing cultist.

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this post was submitted on 01 Feb 2024

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