What do you currently do for work? Are you open to changing careers?

Similar to what others have said you need to make some changes. Figure out how the game works. Get educated. Find a new job, get certs, go back to school, rehab your credit, find a cheaper place, make moves.

Organize with socialists, make use of mutual aid. Provides an IRL version of what you're seeking here- uou are in no way alone. This is how most people live and it is by systemic design.

There's a lot of power, and value, in making local irl connections so that when you need help or just to talk to people, you'll know that you have options. Also, some options take time, so getting on top of them now will pay dividends. Examples include food stamps and subsidized housing. Finally, lefties sometimes like to help each other get better jobs.

Of course I can also suggest ways to live cheaply, but there is a hard limit under this economic system and you might already be there.

Also please feel free to DM if you want to talk about anything.

Consider a genuine reboot.

Switch neighborhoods. Towns. Regions. States. Countries. The point is, change things up, big-time.

Don’t half-ass it, either; turn a page. Make a 1-year and 5-year plan. Get a room, not an apartment. Structure a budget. Learn a trade. Work out.

You can try to check which expenses could be avoided, look for a better job, study to get a better one in your spare time, get a part time job, do some random tasks in Upwork, etc

You could also legally move to another country and work remotely, earning $1k USD/ month should suffice to have a decent lifestyle almost anywhere, although gentrification is becoming an issue in some places.

Coming back to the stress, you could talk to a therapist and see what could help that situation. Maybe some journaling and life planning could help you identify what's going on with your life and how you can deal with it.

find a non retail gig that most people wouldnt like to do that you wouldnt mind doing.