Same date for me, so I'm right there with you on the rate cuts

Can you get fixed rate mortgages there? I'm here in the United States and when I bought a house a couple of years ago, I specifically demanded to get a fixed rate mortgage, even though I knew it would cost slightly more in percentage terms. I knew that I wouldn't be subject to the whims of the jacking around of the central banks and rates.

They'll oblige. If there's one thing they hate more than inflation, it's deflation.

Any positive inflation number means that prices are still going up. It is just a question of how fast.

So, lower inflation does not mean you should expect prices to fall. At best, it means you should expect them to go up more slowly.