Really doesn't work with my life. Extreme, sudden expenses, such as a 6k health insurance debt, hit me with as much surprise as a sudden project that pays 20k within 20 days. I just got to roll with it and hope it stays in the + somehow.
It only helps, there's not a downside other than seeing the objective truth of where things ended that month. Its more of a north star type thing
If I meet the amount, i succeeded and I get to save any excess and actually keep it more or less
If I dont, it comes out of savings so i dont get behind which is absolutely killer when I get in that cycle
Definitely a good approach, maybe for people like ourselves even more so. But for it to work with my chaotic finances, I'd probably need a business account and pay myself a regular wage. If I'd do things in such an orderly fashion, I'd probably not be here in the first place, and we'd never have met :-)
Name your bank accounts? Since when is that a thing? Don't they like use your actual name?
Like on the bank website. If you have more than one account number (like checking account + a savings account - NOT separate login), you can "rename" them.
I have two checking accounts, one has the default name "Checking" for spending money and the other named "Bills" for ....paying bills. Every paycheck, $X gets added to the Bills account and the rest into checking. This was VERY IMPORTANT for me when I was scraping by because it guaranteed I wouldn't forget I had a bill coming up and unknowingly spent the money
Oh that's right, I forget people like to use online services these days. Back in 2008, I worked at two different banks installing new computer systems.
They gave my dumbass C3 security clearance, just to fix an icon on the desktop that didn't properly refresh after a software update. Do you comprehend how much damage I could have caused if I wanted to with C3 security clearance?
I don't trust online services at all. If I want to deal with my bank, I go in the bank in person.
Edit: I'm a cash only person since then.
All righty
A casual community for people with ADHD
Values:
Acceptance, Openness, Understanding, Equality, Reciprocity.
Rules:
Encouraged:
Relevant Lemmy communities:
lemmy.world/c/adhd will happily promote other ND communities as long as said communities demonstrate that they share our values.