Okay, this might be a non-issue: https://github.com/ChrisTitusTech/winutil/issues/2697#issuecomment-2403792309
To those that arrive here from any Youtube or Twitter posts, please know that disabling Recall via DISM works fine, and preserves the modern File Explorer (though some might consider this an anti-feature). CBS correctly disables it, and the disablement is preserved through reboots, just like with any other feature.
Edit: of course, the big problem here is that it's still present (even disabled) and hence malware could turn it back on without you realising. Ugh.
Somehow I don't think video game consoles are going to be the main concern if the tariffs go through.