Highly recommend subscribing to The Atlantic. It’s about $50 for a year but has some of the best journalism across a variety of perspectives that will challenge you. Sometimes emotionally, like with this article, other times politically, but I always come away feeling more informed.

Cheesey Gordita Crunch with the Doritos Locos taco inside!

Gotta be “wokin the wok”

Pretty sure they make money by collecting credit card fees. You are essentially giving up points/rewards in exchange for an unlimited supply credit cards which, as you mentioned, has a valid use in certain situations.