It all depends on local conditions.

1. The "last mile" loop will be different in Europe, in Africa, North America or Australia. It shapes your need for speed and range, as well as required safety (how long will it take to get assistance in case of need).
2. In rural applications you rarely need strictly personal transport. On average it is a 2-5 people and some cargo, with occasional trailer.
3. Serviceability is an important factor.

For Eastern Europe, where I live, I would recommend a slow (~45km/h) pickup (2 + 1000kg) - the one pictured below. For extended range you can add a PV canopy and even a small gas-powered genset for emergencies.

https://www.melex-ev.com/cargo/

Infrastructure

Public services - especially regarding persons with disabilities (PwD) - are being increasingly starved.

In Poland, effectively 1st of January, the caretaker support (for people not employed due to taking full time care of their disabled relatives) has been replaced with "supportive money", much harder to obtain and in lower amount. New parliament is promising substantial rises, but there is no money in sight to back them up.

In UK, as almost 20% of municipalities warns about imminent bankruptcy, an old idea to "warehouse" PwD looms again.

So, after 3 years, did this post age well?