Interesting! I haven't had issues with ABS at stock temps in my X1C - 90C for the build plate - and I print a lot of large flat ish designs. I have had more trouble with PETG warping, and for HIPS I have to crank up the first layer to 110, then 100 for subsequent layers of it won't stick to the Engineering Plate with glue stick at all.
My chamber temps do tend to be a bit lower, since I have an exhaust fan hooked up the carbon filter fan output to vent outside since ABS and HIPS fumes are nasty.
But yes, I've found 10C or so can make a huge difference when things do go south, it just hasn't been an issue on my X1C for ABS, fortunately. Interesting to see how much a towel improves your chamber temps though!
Overall I love my X1C, one of the best decisions I made, don't miss my old kludgy FlashForge Creator Pro and all its quirks one bit.
It's not as much as you might think, plus you have to purge to switch filaments with a single nozzle design. I would argue my Bambu saves filament on the balance because print failure is so low.