4
Need help to clear commitments (self.personal_finance)
submitted 5 months ago by blubblubblub to c/personal_finance

I wanna help a family member to sort out her debts and finance plan. She was in a poor mental state and made some questionable financial decisions. Currently just started a new part time job while waiting for further her education, getting about RM2.3k basic a month.

Commitments: a. Motorcycle (shop loan) - RM213/month, loan balance RM7500 b. PTPK - RM230/month, loan balance RM21500 (planning to defer payment after she gets into uni) c. Credit card - minimum payment RM150, loan balance RM3000 d. ShopeePay - total RM3000 , range about RM400/month to RM1000 until September

I have a budget of 3-5k to help her for this. My ask is that if I can help her to pay (i’ll ask her to pay me back), which debt should I clear first? Don’t want her to keep adding debt because of the interest. Her payment ability will also reduce once she gets into uni as she will probably not be working.

Thank you all sifu!

[-] blubblubblub 3 points 1 year ago

yes! i think im a pretty good person haha

[-] blubblubblub 1 points 1 year ago

my yes:

  1. a decent photo (with an appearance that i like haha)
  2. personal photos (just of yourself showing your interest in life)
  3. comprehensive bios! this can compensate for bad photos haha

my nos:

  1. no profile photo (eg just meme photo)
  2. only group photos without one of yourself
  3. gym photos (this is a very personal dislike)
  4. sunglasses selfies/mirror selfies
  5. no bio (shows to me that he’s not very 100% in looking for a steady partner - which is what im usually looking for)

honestly, i only swipe right if i feel i can match my lifestyle with his

[-] blubblubblub 2 points 1 year ago

hahahahah haven’t got to it yet! but will update!!

[-] blubblubblub 3 points 1 year ago

hahahahah ok! que sera sera hehe

[-] blubblubblub 3 points 1 year ago

This sounds practical! Thanks for the idea~

[-] blubblubblub 2 points 1 year ago

Great great, will try this method! Bcs I’m not very close to M28, maybe will get his close colleagues to go along as well!

5
submitted 1 year ago by blubblubblub to c/malaysian_dating

For context, my teammate (F, 31) is interested to get to know another colleague from a different team (M, 28). The guy is definitely single and doesn’t reject the idea of a relationship (got to know as another teammate helped to ask). FYI, the guy has an introverted personality.

I’m not sure how to help convey my teammate’s feelings to the guy (like help to set a meet up, ask if he’s interested etc), without making it feel awkward for the both of them, should the guy is not interested in my teammate. Any suggestions?

[-] blubblubblub 2 points 1 year ago* (last edited 1 year ago)

hahahahhahaha sorry!

and for steady companionship. i have few close friends and we connect often on diff platforms, but it feels very different from having a romantic companionship that’s focused on you

idk how to properly put it, but yeah- that sense of security, i guess; knowing that someone truly cares for you and is willing to hold your hands to enjoy/brave life together

[-] blubblubblub 2 points 1 year ago

already can’t wait for friday!!

[-] blubblubblub 2 points 1 year ago

Dropped at ep 3 - didn’t think there was a huge pulling factor from the plot itself. Will probably only continue watching bcs I’m curious about what happened to the ML’s mother.

Huge fan of the leads though.

[-] blubblubblub 2 points 1 year ago

Need to pick up Normal People again, but haven’t had the mood to do so yet

[-] blubblubblub 2 points 1 year ago

Klang Valley, anywhere near lrt/mrt and has building elevator! also budget is around RM1.2k (which i know is pretty low but :D )

[-] blubblubblub 4 points 1 year ago

house for rent hunting is as draining as job hunting sigh

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blubblubblub

joined 1 year ago