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this post was submitted on 09 Dec 2024
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No Stupid Questions
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if the rents > mortgage, or youre doing some mostly non-existant rent to own plan, then parasite. Fundamentally speaking, its pretty fucked up that fundamental basic needs are treated as investments. At least with food, theres virtually always alternatives to get something cheaper, but that doesnt exist with some of the other forms of basic needs, and shelter is arguably the most important one of them.
The stock market was meant to be the location where people put money into investment. it's just housing got lucrative that parasites decided to pool their money into that instead of business. A consumer has the power to refuse to fund a specific business, they have very little control over keeping a roof over their heads, which is a huge problem.
You can be less of a leech against people by of course, like you mention, charging less, but using property as an investment is part of the reason why the system is fucked to begin with.
For example, even if you're charging less for rent vs other players, landlords are still likely voting against the public favor in terms of local measures in order to get places cheaper, in order to protect their "investment". It's a system designed to keep some people in while keeping others out.