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An oldie but a goodie
(lemmy.world)
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this post was submitted on 20 Jan 2025
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You will become disabled in some way (or you will die). Breathing still comfortably makes you 6 figures and you could rely on it until you die.
With that said, if you went the step option and put the extra money into investments, you'd be ahead even if you become disabled, assuming it happens long enough from now.