It's not an issue inherent to any regime, but one of economic motivators. The fundamental economic system is designed around the idea of squeezing value upwards through any means necessary. Governments are the force that prevents this sort of thing from happening excessively via regulations. It's why Canada wasn't hit nearly as bad as other countries during the 2008 financial crisis, because we had good banking regulations that prevented the worst from that happening over here. Unfortunately, those regulations got demolished a few years later, but the principal itself stands.

Part of governments is to be the moral stand that forces the economy to include morality as part of its working principal, despite every incentive of capitalism is to discard morality as an obstacle. It's the balancing force that makes a country prosper not just materially, but culturally and morally.

That said, it is the failure of modern governments to enforce such moral behaviour these last two decades especially, but it is also a failure of us voters to force them to make good and uphold such morals in the first place. Governments are supposed to fear the masses, but we've let them go without fear for so long that they have all become quite entitled to their positions.